Lock funds in your secure wallet for a minimum of 3 months and earn 10% p.a. simple interest on your principal, credited every day. Get interest updates daily, weekly, or monthly, with every naira in and out, tracked and auditable.
Four simple steps from sign-up to payout.
Confirm your email to create polls of funding; verify phone & bank details to deposit.
Add funds and choose a term: 3, 6, 9, 12 months. Each deposit locks at the rate of the day.
Simple interest accrues on your principal and is credited daily. Get interest updates daily, weekly, or monthly — your choice.
At maturity your funds can be rolled over or transferred directly to your pre-verified bank account.
Earn 10% p.a. simple (non-compounding) interest, paid only on your principal and credited every day. Minimum deposit ₦1,000.
| Lock term | Days | Interest rate | Early-withdrawal fee |
|---|---|---|---|
| 3 months | ~91 | 10% p.a. | 2% |
| 6 months | ~183 | 10% p.a. | 1% |
| 9 months | ~274 | 10% p.a. | 1% |
| 12 months | ~365 | 10% p.a. | 1% |
Hold to maturity (or later): no transaction fee, no early-withdrawal penalty. Withdraw early: a 5% penalty plus the transaction fee above (by original lock term) apply to the amount withdrawn each time.
Encrypted bank details, hashed passwords, optional 2FA and full audit logging.
You can never move money out yourself. Payouts are initiated by admins to your verified bank account.
A double-entry ledger records all funds in and out, always reconcilable and auditable.
Open a wallet in minutes. Verify, deposit, and start earning daily interest.
Get started